How a Kansas custom home actually gets financed.

The short version.

Most Peachtree builds are financed with a construction-to-permanent loan. You close once, the lender funds the build in draws as work is completed, and the loan rolls into a normal mortgage when you take the keys.

The four moving pieces.

• Lot. Owned, purchased at closing, or rolled into the loan.
• Down payment. Typically 10–20% of total project cost — varies by lender and credit.
• Build budget. Funded in draws as Peachtree completes each phase.
• Permanent loan. Locked at closing, then activates at move-in.

How we help.

• Introductions to Kansas lenders who already know our process and draw schedule
• A written, line-item estimate that lenders can underwrite against
• Honest answers on what your monthly payment will actually look like
• Coordination with your lender on draws so the build never stalls waiting on paperwork

What we won't do.

We won't quote your interest rate, sell you a loan product, or take a kickback for steering you to a specific lender. Our job is to build your home — your loan is between you and the bank.